Mortgage Foreclosure Mediation Program

The Illinois Emergency Homeowner Assistance Fund (ILHAF) is giving out up to $60,000 to qualifying homeowners starting November 1, 2022 through January 31, 2023. Click the link above to see more information on what you need to qualify and the ILHAF Information Sessions. Call 866-454-3571 to connect with a ILHAF program partner for assistance completing the application.

The Nineteenth Judicial Circuit Court of Lake County is pleased to announce FREE housing counseling and mediation services (LCR 7-2.00). You may be able to save your home!


Help Save Your Home

If you are a homeowner of residential real estate and a mortgage foreclosure case was filed against you on or after December 2, 2013, you may be eligible to participate. If you are a homeowner who missed deadlines or whose case was filed before December 2, 2013, you may ask a judge to refer you to our program if you meet certain criteria.


To participate, you must call 847-377-3552 within 42 days of receiving a summons and complaint to discuss eligibility and to schedule a housing counseling appointment.


In mediation, a neutral, court-appointed mediator will facilitate discussion to help you and your lender reach a meaningful solution. These free services are offered by the Lake County Courts. Housing counseling services are provided by the following nonprofit, HUD-certified agencies: Community Partners for Affordable Housing (CPAH) and Lake County Housing Authority (LCHA).


***Attorneys please send service notices to
 MortgageForeclosureMediationProgram@lakecountyil.gov


Mortgage Foreclosure Help Desk 

If you have a mortgage foreclosure case filed against you, there is a Mortgage Foreclosure Help Desk with volunteer attorneys who can give you information about the foreclosure process. The Mortgage Foreclosure Help Desk is available on Thursdays (by appointment) at 1:30 pm. You may participate on the C-304 Zoom remote court call or in-person in a Conference Room in the center of the public hallway of the 3rd floor near C-304. Also, motions in foreclosure cases for Self-Represented Litigants (SRL’s) are being heard in-person in C-304 and via C-304’s Zoom court call. 

For More Information

If you’d like to learn more about this program, the foreclosure process, or options that may be available to you, please visit this webinar presentation: Lake County Foreclosure Mediation Program. For general questions about the Foreclosure Mediation Program, please see our Residential Mortgage Foreclosure Mediation Program Brochure (PDF).


 If you have questions about Housing Counseling you may contact our partnering HUD-certified agencies: Community Partners for Affordable Housing (CPAH)
at 847-263-7478 and Lake County Housing Authority (LCHA) 847-223-1170. 
 
Direct any other questions pertaining to the Mortgage Foreclosure program or the Help Desk to the Mediation Programs Specialist Unnikue Edwards at 847-377-3552 or email 
MortgageForeclosureMediationProgram@lakecountyil.gov.